/* ============================================================
   PROMĚNNÉ
   ============================================================ */
:root {
  --color-bg: #FFFFFF;
  --color-surface: #F7F6F3;
  --color-dark: #0F0F0E;
  --color-dark-surface: #1A1916;
  --color-accent: #C9A84C;
  --color-accent-hover: #A8872E;
  --color-text: #111111;
  --color-text-muted: #6B6B6B;
  --color-border: #E8E6E1;

  --font: 'Hanken Grotesk', sans-serif;
  --p: 48px;
  --radius: 16px;
  --radius-sm: 10px;
  --transition: 0.25s ease;
}

@media (max-width: 900px) { :root { --p: 28px; } }
@media (max-width: 600px) { :root { --p: 20px; } }

/* ============================================================
   RESET & ZÁKLAD
   ============================================================ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.65;
  color: var(--color-text);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a, button { touch-action: manipulation; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

/* ============================================================
   CONTAINER
   ============================================================ */
.container {
  max-width: 1400px;
  margin: 0 auto;
  padding-left: var(--p);
  padding-right: var(--p);
}

/* ============================================================
   TLAČÍTKA
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 32px;
  border-radius: 100px;
  font-family: var(--font);
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all var(--transition);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: var(--color-accent);
  color: #fff;
  letter-spacing: 0.01em;
}
.btn-primary:hover {
  background: var(--color-accent-hover);
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(201, 168, 76, 0.3);
}

.btn-ghost {
  background: transparent;
  color: var(--color-text);
  border: 1.5px solid rgba(0,0,0,0.15);
}
.btn-ghost:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.btn-ghost-light {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255,255,255,0.25);
}
.btn-ghost-light:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.btn-nav {
  background: var(--color-accent);
  color: #fff;
  padding: 10px 24px;
  font-size: 15px;
  border-radius: 100px;
}
.btn-nav:hover {
  background: var(--color-accent-hover);
  box-shadow: 0 4px 16px rgba(201, 168, 76, 0.3);
}

.btn-full { width: 100%; }

/* ============================================================
   NAVIGACE
   ============================================================ */
.nav-wrapper {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  transition: background 0.3s ease, box-shadow 0.3s ease,
              top 0.4s cubic-bezier(0.22, 1, 0.36, 1),
              padding 0.4s cubic-bezier(0.22, 1, 0.36, 1);
}

/* Po scrollu — nav se zmenší a oddálí od kraje jako pill */
.nav-wrapper.scrolled {
  top: 12px;
  padding: 0 16px;
}

.nav-wrapper.scrolled .nav-inner {
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow: 0 2px 24px rgba(0,0,0,0.08), 0 0 0 1px var(--color-border);
  border-radius: 100px;
  height: 60px;
  padding: 0 24px;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  transition: height 0.4s cubic-bezier(0.22, 1, 0.36, 1),
              background 0.3s ease,
              box-shadow 0.3s ease,
              border-radius 0.4s ease,
              padding 0.4s ease;
}

.logo {
  font-weight: 700;
  font-size: 18px;
  letter-spacing: -0.01em;
  color: var(--color-text);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav-links a {
  font-size: 15px;
  font-weight: 500;
  padding: 8px 16px;
  border-radius: 100px;
  color: var(--color-text-muted);
  transition: color var(--transition), background var(--transition);
}
.nav-links a:not(.btn-nav):hover {
  color: var(--color-text);
  background: rgba(0,0,0,0.05);
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-text);
  border-radius: 2px;
  transition: all var(--transition);
}

@media (max-width: 1024px) {
  .nav-links { display: none; }
  .hamburger { display: flex; }
}

/* ============================================================
   MOBILNÍ MENU
   ============================================================ */
.mobil-menu {
  position: fixed;
  inset: 0;
  z-index: 200;
  background: var(--color-dark);
  padding: 32px var(--p);
  padding-bottom: calc(32px + env(safe-area-inset-bottom, 0px));
  display: flex;
  flex-direction: column;
}

.mobil-menu nav {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: 48px;
}

.mobil-menu nav a {
  font-size: 28px;
  font-weight: 700;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  color: #fff;
  letter-spacing: -0.01em;
}
.mobil-menu nav a:hover { color: var(--color-accent); }

.mobil-menu-close {
  align-self: flex-end;
  background: none;
  border: none;
  font-size: 24px;
  cursor: pointer;
  color: rgba(255,255,255,0.5);
  padding: 8px;
  line-height: 1;
}

/* ============================================================
   TYPOGRAFIE — GLOBÁLNÍ
   ============================================================ */
h1 {
  font-size: clamp(38px, 6vw, 82px);
  font-weight: 700;
  line-height: 1.04;
  letter-spacing: -0.03em;
}

h2 {
  font-size: clamp(30px, 4vw, 52px);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.02em;
}

h3 {
  font-size: 20px;
  font-weight: 700;
  line-height: 1.3;
  letter-spacing: -0.01em;
}

.sekce-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: 20px;
}
.sekce-tag::before {
  content: '';
  display: block;
  width: 20px;
  height: 2px;
  background: var(--color-accent);
  flex-shrink: 0;
}

/* ============================================================
   KEYFRAMES
   ============================================================ */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(28px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

@keyframes slideRight {
  from { opacity: 0; transform: translateX(48px); }
  to   { opacity: 1; transform: translateX(0); }
}

@keyframes badgePop {
  0%   { opacity: 0; transform: scale(0.85) translateY(8px); }
  70%  { transform: scale(1.04) translateY(-1px); }
  100% { opacity: 1; transform: scale(1) translateY(0); }
}

/* ============================================================
   HERO ANIMACE — spustí se při načtení stránky
   ============================================================ */
.hero-eyebrow {
  animation: badgePop 0.6s cubic-bezier(0.34, 1.56, 0.64, 1) 0.1s both;
}

.hero-text h1 {
  animation: fadeUp 0.7s cubic-bezier(0.22, 1, 0.36, 1) 0.25s both;
}

.hero-perex {
  animation: fadeUp 0.7s cubic-bezier(0.22, 1, 0.36, 1) 0.4s both;
}

.hero-cta {
  animation: fadeUp 0.7s cubic-bezier(0.22, 1, 0.36, 1) 0.55s both;
}

.hero-visual {
  animation: slideRight 0.9s cubic-bezier(0.22, 1, 0.36, 1) 0.2s both;
}

/* hero sekce má fade-up třídu — ignorujeme ji pro přímé potomky */
.hero .fade-up {
  opacity: 1;
  transform: none;
  transition: none;
}

/* ============================================================
   SCROLL ANIMACE
   ============================================================ */
.fade-up {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   HERO
   ============================================================ */
.hero {
  padding: 170px 0 100px;
  position: relative;
  overflow: hidden;
}

/* Dekorativní prvek v pozadí */
.hero::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -200px;
  width: 900px;
  height: 900px;
  background: radial-gradient(circle, rgba(201,168,76,0.07) 0%, transparent 65%);
  pointer-events: none;
}

.hero > .container {
  width: 100%;
}

.hero-inner {
  display: grid;
  grid-template-columns: 55% 45%;
  gap: 50px;
  align-items: center;
}

.hero-eyebrow {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 28px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.25);
  color: var(--color-accent);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 100px;
}

.hero-text h1 {
  margin-bottom: 28px;
}

/* Zlatá na klíčovém slově */
.hero-text h1 em {
  font-style: normal;
  color: var(--color-accent);
}

.hero-perex {
  font-size: 18px;
  color: var(--color-text-muted);
  width: 100%;
  margin-bottom: 44px;
  line-height: 1.7;
}

.hero-cta {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* Foto */
.hero-visual {
  position: relative;
  /* Prostor pro zlatý rám vlevo dole */
  padding: 0 0 18px 18px;
}

/* Zlatý rám — stejný tvar jako fotka, posunutý diagonálně vlevo dolů */
.hero-visual::before {
  content: '';
  position: absolute;
  left: 0;
  bottom: 0;
  width: calc(100% - 18px);
  height: calc(100% - 18px);
  border: 2px solid var(--color-accent);
  border-radius: 20px;
  opacity: 0.4;
  pointer-events: none;
  z-index: 0;
}

.hero-photo {
  width: 100%;
  aspect-ratio: 4/3;
  object-fit: cover;
  object-position: center 42%;
  border-radius: 20px;
  display: block;
  position: relative;
  z-index: 1;
  box-shadow: 0 24px 60px rgba(0,0,0,0.12);
}

@media (max-width: 900px) {
  .hero { padding: 120px 0 80px; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { max-width: 320px; }
  .hero::before { display: none; }
}

/* ============================================================
   STATISTIKY — TMAVÁ SEKCE
   ============================================================ */
.statistiky {
  background: var(--color-dark);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

.statistiky::before {
  content: '';
  position: absolute;
  top: -200px;
  left: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.statistiky-inner {
  display: grid;
  grid-template-columns: 40% 60%;
  gap: 80px;
  align-items: center;
}

/* Levý claim */
.statistiky-claim p {
  font-size: clamp(40px, 5vw, 68px);
  font-weight: 700;
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: rgba(255,255,255,0.9);
}

.statistiky-claim p em {
  font-style: normal;
  color: var(--color-accent);
}

/* Pravá mřížka 2×2 */
.statistiky-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2px;
  background: rgba(255,255,255,0.04);
  border-radius: 16px;
  overflow: hidden;
}

.stat-item {
  padding: 48px 40px;
  background: var(--color-dark);
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: background 0.25s ease;
}

.stat-item:hover {
  background: var(--color-dark-surface);
}

.stat-number {
  display: block;
  font-size: clamp(42px, 4vw, 60px);
  font-weight: 700;
  color: var(--color-accent);
  line-height: 1;
  letter-spacing: -0.02em;
}

.stat-label {
  font-size: 15px;
  color: rgba(255,255,255,0.4);
  line-height: 1.4;
}

@media (max-width: 900px) {
  .statistiky-inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }
}

@media (max-width: 500px) {
  .statistiky-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   SLUŽBY
   ============================================================ */
.sluzby {
  padding: 120px 0;
  background: var(--color-bg);
}

/* --- Zastřešující blok: finanční plán --- */
.plan-blok {
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 64px;
  align-items: center;
  background: var(--color-surface);
  border-radius: 24px;
  padding: 56px 56px 56px 52px;
  position: relative;
  overflow: hidden;
}

/* Zlatý pruh vlevo */
.plan-blok::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 4px;
  background: var(--color-accent);
}

.plan-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: 14px;
}

.plan-obsah h3 {
  font-size: clamp(30px, 3.4vw, 42px);
  letter-spacing: -0.02em;
  margin-bottom: 18px;
}

.plan-obsah > p {
  font-size: 17px;
  color: var(--color-text-muted);
  line-height: 1.7;
  margin-bottom: 28px;
  max-width: 560px;
}

.plan-body {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 32px;
}

.plan-body li {
  font-size: 16px;
  color: var(--color-text);
  display: flex;
  align-items: center;
  gap: 12px;
}

.plan-body li::before {
  content: '✓';
  color: var(--color-accent);
  font-weight: 700;
  flex-shrink: 0;
}

/* --- Vizuální schéma: plán → tři větve --- */
.plan-schema {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0;
  user-select: none;
}

.schema-vrchol {
  background: var(--color-accent);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  padding: 16px 32px;
  border-radius: 100px;
  white-space: nowrap;
  box-shadow: 0 8px 24px rgba(201,168,76,0.28);
}

.schema-cara {
  width: 2px;
  height: 40px;
  background: var(--color-border);
}

.schema-vetve {
  display: flex;
  gap: 10px;
  position: relative;
  padding-top: 20px;
}

/* Vodorovná spojnice nad větvemi */
.schema-vetve::before {
  content: '';
  position: absolute;
  top: 0;
  left: 16%;
  right: 16%;
  height: 2px;
  background: var(--color-border);
}

/* Svislé stopky ke každé větvi */
.schema-vetve span {
  position: relative;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: 10px;
  padding: 12px 14px;
  font-size: 14px;
  font-weight: 600;
  color: var(--color-text);
  white-space: nowrap;
}

.schema-vetve span::before {
  content: '';
  position: absolute;
  top: -20px;
  left: 50%;
  width: 2px;
  height: 20px;
  background: var(--color-border);
}

/* --- Mezititulek --- */
.sluzby-mezititulek {
  text-align: center;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--color-text-muted);
  margin: 56px 0 32px;
}

/* --- Tři kanály realizace --- */
.kanaly-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.kanal {
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition);
}

.kanal:hover {
  border-color: var(--color-accent);
  transform: translateY(-3px);
  box-shadow: 0 16px 36px rgba(0,0,0,0.06);
}

.kanal-cislo {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--color-accent);
}

.kanal h3 {
  font-size: 22px;
}

.kanal > p {
  font-size: 15px;
  color: var(--color-text-muted);
  line-height: 1.65;
}

.kanal ul {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: 4px;
}

.kanal ul li {
  font-size: 15px;
  color: var(--color-text-muted);
  padding: 9px 0;
  border-top: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  gap: 10px;
}

.kanal ul li::before {
  content: '';
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--color-accent);
  flex-shrink: 0;
}

.kanal-partner {
  margin-top: auto;
  padding-top: 16px;
  font-size: 14px;
  font-weight: 600;
  color: var(--color-accent);
}

@media (max-width: 1000px) {
  .plan-blok {
    grid-template-columns: 1fr;
    gap: 48px;
    padding: 44px 36px;
  }
}

@media (max-width: 900px) {
  .kanaly-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .schema-vetve span { padding: 10px; font-size: 13px; }
}

/* ============================================================
   PARTNEŘI — úzký pruh
   ============================================================ */
.partneri {
  padding: 32px 0;
  background: var(--color-bg);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.partneri-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}

.partneri-text {
  font-size: 16px;
  color: var(--color-text-muted);
  margin: 0;
}

.partneri-text strong {
  color: var(--color-text);
  font-weight: 600;
}

.partneri-loga {
  display: flex;
  align-items: center;
  gap: 24px;
}

.partner-logo {
  font-size: 20px;
  font-weight: 700;
  letter-spacing: -0.01em;
  color: var(--color-text);
  opacity: 0.65;
  transition: opacity var(--transition);
}

.partner-logo:hover { opacity: 1; }

.partner-oddelovac {
  width: 1px;
  height: 22px;
  background: var(--color-border);
}

@media (max-width: 700px) {
  .partneri-inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
  }
}

/* ============================================================
   O MNĚ
   ============================================================ */
.o-mne {
  padding: 120px 0;
  background: var(--color-bg);
}

.o-mne-inner {
  display: grid;
  grid-template-columns: 440px 1fr;
  gap: 100px;
  align-items: center;
}

.o-mne-visual {
  position: relative;
}

.o-mne-photo-placeholder {
  width: 100%;
  aspect-ratio: 4/5;
  background: var(--color-surface);
  border-radius: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-text-muted);
  font-size: 15px;
  border: 2px dashed var(--color-border);
}

/* Zlatý dekorativní rám */
.o-mne-visual::before {
  content: '';
  position: absolute;
  top: 24px;
  left: 24px;
  right: -24px;
  bottom: -24px;
  border: 2px solid rgba(201,168,76,0.2);
  border-radius: 28px;
  z-index: -1;
}

.o-mne-text h2 {
  margin-top: 8px;
  margin-bottom: 28px;
}

.o-mne-text p {
  color: var(--color-text-muted);
  margin-bottom: 20px;
  font-size: 17px;
}

.o-mne-text .btn {
  margin-top: 16px;
}

@media (max-width: 960px) {
  .o-mne-inner { grid-template-columns: 1fr; gap: 60px; }
  .o-mne-visual { max-width: 360px; }
  .o-mne-visual::before { display: none; }
}

/* ============================================================
   ČASOVÁ OSA — horizontální carousel
   ============================================================ */
.casova-osa {
  padding: 120px 0;
  background: var(--color-surface);
  overflow: hidden;
}

.osa-carousel-wrap {
  position: relative;
  margin-top: 60px;
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 0 var(--p);
}

.osa-carousel {
  display: flex;
  gap: 24px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  padding: 4px 4px 16px;
  scrollbar-width: none;
}

.osa-carousel::-webkit-scrollbar {
  display: none;
}

.osa-karta {
  flex: 0 0 auto;
  scroll-snap-align: start;
  width: 300px;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 28px;
}

.osa-foto-placeholder {
  width: 100%;
  aspect-ratio: 4/3;
  background: var(--color-surface);
  border: 2px dashed var(--color-border);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-text-muted);
  font-size: 13px;
  margin-bottom: 20px;
}

.osa-rok {
  display: block;
  font-size: 22px;
  font-weight: 700;
  color: var(--color-dark);
  margin-bottom: 14px;
}

.osa-karta ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.osa-karta li {
  position: relative;
  padding-left: 18px;
  color: var(--color-text-muted);
  font-size: 16px;
  line-height: 1.5;
}

.osa-karta li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 10px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-accent);
}

.osa-sipka {
  flex: 0 0 auto;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1px solid var(--color-border);
  background: var(--color-bg);
  color: var(--color-dark);
  font-size: 24px;
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.osa-sipka:hover {
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: var(--color-bg);
}

@media (max-width: 600px) {
  .osa-carousel-wrap { padding: 0 var(--p); gap: 10px; }
  .osa-sipka { width: 40px; height: 40px; font-size: 20px; }
  .osa-karta { width: 260px; padding: 22px; }
}

/* ============================================================
   JAK TO FUNGUJE
   ============================================================ */
.jak-to-funguje {
  padding: 120px 0;
  background: var(--color-surface);
}

.sekce-header {
  margin-bottom: 72px;
}

.sekce-header h2 {
  margin-top: 8px;
  margin-bottom: 16px;
  max-width: 560px;
}

.sekce-header p {
  color: var(--color-text-muted);
  font-size: 18px;
  max-width: 480px;
}

.kroky-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2px;
  background: var(--color-border);
  border-radius: var(--radius);
  overflow: hidden;
}

.krok {
  background: var(--color-bg);
  padding: 44px 32px;
  position: relative;
}

.krok-cislo {
  display: block;
  font-size: 48px;
  font-weight: 700;
  color: rgba(201,168,76,0.12);
  line-height: 1;
  margin-bottom: 20px;
  letter-spacing: -0.03em;
}

.krok h3 {
  margin-bottom: 12px;
}

.krok p {
  color: var(--color-text-muted);
  font-size: 16px;
  line-height: 1.65;
}

@media (max-width: 1100px) {
  .kroky-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .kroky-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   PROČ INVESTOVAT
   ============================================================ */
.proc-investovat {
  padding: 120px 0;
  background: var(--color-bg);
}

.investice-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.investice-karta {
  background: var(--color-surface);
  border-radius: var(--radius);
  padding: 48px 40px;
  position: relative;
  transition: transform var(--transition), box-shadow var(--transition);
  overflow: hidden;
}

.investice-karta::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--color-accent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}

.investice-karta:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.08);
}

.investice-karta:hover::before {
  transform: scaleX(1);
}

.investice-ikona {
  display: block;
  font-size: 36px;
  margin-bottom: 24px;
}

.investice-karta h3 {
  font-size: 22px;
  margin-bottom: 12px;
}

.investice-karta > p {
  color: var(--color-text-muted);
  margin-bottom: 28px;
  font-size: 16px;
  line-height: 1.65;
}

.investice-karta ul {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.investice-karta ul li {
  font-size: 15px;
  color: var(--color-text-muted);
  padding: 10px 0;
  border-top: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  gap: 10px;
}

.investice-karta ul li::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-accent);
  flex-shrink: 0;
}

@media (max-width: 800px) {
  .investice-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   PŘÍBĚHY KLIENTŮ
   ============================================================ */
.pribehy {
  padding: 120px 0;
  background: var(--color-surface);
}

.pribehy-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.pribeh-karta {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  gap: 28px;
  transition: box-shadow var(--transition), transform var(--transition);
}

.pribeh-karta:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 40px rgba(0,0,0,0.07);
}

/* Avatar + jméno */
.pribeh-header {
  display: flex;
  align-items: center;
  gap: 16px;
}

.pribeh-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(201,168,76,0.12);
  border: 2px solid rgba(201,168,76,0.3);
  color: var(--color-accent);
  font-size: 18px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.pribeh-jmeno {
  display: block;
  font-size: 17px;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: 3px;
}

.pribeh-rok {
  font-size: 13px;
  color: var(--color-text-muted);
}

/* Čísla */
.pribeh-cisla {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.pribeh-polozka {
  background: var(--color-surface);
  border-radius: var(--radius-sm);
  padding: 16px 18px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.pribeh-polozka.highlight {
  background: rgba(201,168,76,0.08);
  border: 1px solid rgba(201,168,76,0.2);
}

.pribeh-polozka-label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

.pribeh-polozka-hodnota {
  font-size: 20px;
  font-weight: 700;
  color: var(--color-text);
  letter-spacing: -0.01em;
}

.pribeh-polozka.highlight .pribeh-polozka-hodnota {
  color: var(--color-accent);
}

/* Progress bar růstu */
.pribeh-rust {
  display: flex;
  align-items: center;
  gap: 14px;
}

.pribeh-rust-bar {
  flex: 1;
  height: 6px;
  background: var(--color-surface);
  border-radius: 100px;
  overflow: hidden;
}

.pribeh-rust-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--color-accent), #e8c96a);
  border-radius: 100px;
  transition: width 1.2s cubic-bezier(0.22, 1, 0.36, 1);
}

.pribeh-rust-procenta {
  font-size: 15px;
  font-weight: 700;
  color: var(--color-accent);
  white-space: nowrap;
  min-width: 48px;
  text-align: right;
}

/* Citace */
.pribeh-citace {
  font-size: 15px;
  color: var(--color-text-muted);
  font-style: italic;
  line-height: 1.65;
  border-top: 1px solid var(--color-border);
  padding-top: 20px;
  margin-top: auto;
}

.pribehy-poznamka {
  text-align: center;
  margin-top: 40px;
  font-size: 13px;
  color: var(--color-text-muted);
}

@media (max-width: 900px) {
  .pribehy-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   REFERENCE
   ============================================================ */
.reference {
  padding: 120px 0;
  background: var(--color-dark);
  position: relative;
  overflow: hidden;
}

.reference::before {
  content: '';
  position: absolute;
  bottom: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(201,168,76,0.05) 0%, transparent 70%);
  pointer-events: none;
}

.reference .sekce-tag { color: var(--color-accent); }
.reference .sekce-header h2 { color: #fff; }
.reference .sekce-header p { color: rgba(255,255,255,0.45); }

.reference-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.reference-karta {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius);
  padding: 40px 36px;
  transition: border-color var(--transition);
}

.reference-karta:hover {
  border-color: rgba(201,168,76,0.3);
}

.reference-quote {
  font-size: 48px;
  line-height: 1;
  color: var(--color-accent);
  opacity: 0.4;
  font-family: Georgia, serif;
  margin-bottom: 8px;
}

.reference-text {
  font-size: 17px;
  color: rgba(255,255,255,0.75);
  line-height: 1.7;
  margin-bottom: 28px;
}

.reference-autor strong {
  display: block;
  font-size: 15px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 2px;
}

.reference-autor span {
  font-size: 14px;
  color: rgba(255,255,255,0.35);
}

.reference-poznamka {
  text-align: center;
  margin-top: 40px;
  font-size: 13px;
  color: rgba(255,255,255,0.25);
}

@media (max-width: 800px) {
  .reference-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   KONTAKT
   ============================================================ */
.kontakt {
  padding: 120px 0;
  background: var(--color-bg);
}

.kontakt-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 100px;
  align-items: start;
}

.kontakt-text h2 {
  margin-top: 8px;
  margin-bottom: 20px;
}

.kontakt-text > p {
  color: var(--color-text-muted);
  font-size: 18px;
  margin-bottom: 48px;
  max-width: 400px;
  line-height: 1.7;
}

.kontakt-primy {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.kontakt-link {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 17px;
  font-weight: 500;
  color: var(--color-text);
  transition: color var(--transition);
  padding: 16px 20px;
  background: var(--color-surface);
  border-radius: var(--radius-sm);
  border: 1px solid var(--color-border);
}
.kontakt-link:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.kontakt-link-ikona {
  width: 36px;
  height: 36px;
  background: rgba(201,168,76,0.1);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}

/* Formulář */
.kontakt-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group label {
  font-size: 14px;
  font-weight: 600;
  color: var(--color-text);
  letter-spacing: 0.01em;
}

.form-group input,
.form-group textarea {
  font-family: var(--font);
  font-size: 16px;
  padding: 14px 18px;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-sm);
  background: var(--color-bg);
  color: var(--color-text);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
  resize: vertical;
}
.form-group input:focus,
.form-group textarea:focus {
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.1);
}
.form-group input::placeholder,
.form-group textarea::placeholder {
  color: rgba(107,107,107,0.5);
}

/* Výběr tématu */
.form-vyber {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}

.vyber-option {
  cursor: pointer;
  width: 100%;
}

.vyber-option input[type="checkbox"] {
  display: none;
}

.vyber-option span {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  padding: 12px 20px;
  border: 1.5px solid var(--color-border);
  border-radius: 100px;
  font-size: 15px;
  font-weight: 500;
  color: var(--color-text-muted);
  background: var(--color-bg);
  transition: all var(--transition);
  user-select: none;
}

.vyber-option:hover span {
  border-color: var(--color-accent);
  color: var(--color-text);
}

.vyber-option input[type="checkbox"]:checked + span {
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: #fff;
  font-weight: 600;
}

.form-gdpr {
  font-size: 13px;
  color: var(--color-text-muted);
  line-height: 1.55;
}

@media (max-width: 900px) {
  .kontakt-inner { grid-template-columns: 1fr; gap: 60px; }
  .form-row { grid-template-columns: 1fr; }
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  padding: 28px 0;
  border-top: 1px solid var(--color-border);
  background: var(--color-surface);
}

.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-inner span,
.footer-inner a {
  font-size: 14px;
  color: var(--color-text-muted);
}
.footer-inner a:hover { color: var(--color-text); }